Home SolutionsInc. · New Jersey
(201) 803-3510Call or text, 7 days Get My Options
Homeowner Relief & Off-Market Solutions

Behind on your mortgage? You have more options than you think.

If you're facing pre-foreclosure, stuck with a property you can't keep, or just need a way out — we'll walk you through every option, side by side, so you can choose what's best for your family. No pressure. No judgment. Completely confidential.

See my options → 📞 (201) 803-3510
✓ 100% confidential
✓ No pressure, ever
✓ Built for NJ homeowners

Get your free options review

Tell us a little about your situation. We'll reach out within one business day — no obligation.

🔒 Your information stays private. Submitting this is not a commitment of any kind. We are a real estate company — not a law firm or credit counselor — and we never charge homeowners an upfront fee.

✅

Thank you — you're in good hands.

We'll reach out within one business day. Need to talk sooner? Call or text (201) 803-3510.

Book a call now →
4
honest paths — not one hard sell
$0
upfront cost to homeowners
7 days
a week we're reachable
100%
confidential & no-pressure
Your Options

Four real paths — and we help you pick the right one

Most companies only push the one option that pays them the most. We lay all four out honestly, with the trade-offs, so you decide from a place of clarity.

🏠

Keep your home

Reinstatement or loan modification. If staying is what you want and it's workable, we help you understand the path to catch up and keep your keys.

Best if you want to stay
📈

Sell on the market

A traditional listing to capture the highest possible price when you have equity and a little time. We handle the whole process for you.

Best for top dollar
⚡

Cash / as-is sale

A fast, certain sale with no repairs, no showings, and no fees. A cash price is below full retail — that's the trade for speed and certainty.

Best for speed & certainty
🤝

Short sale

Owe more than the home is worth? We negotiate with your lender. Our commission typically comes from the lender-approved proceeds — not your pocket.

Best when you're underwater
How It Works

A calm, step-by-step process

From the first conversation to the day it's resolved, you'll always know exactly what's next.

Confidential consultation

We listen first. You tell us what's going on — zero judgment, zero pressure.

Financial & property review

Payoff, payments, condition, timeline, and your #1 goal. The full picture.

Custom strategy session

We present all four options side by side, with honest trade-offs for each.

Lender communication help

Where it helps, we assist you in communicating with your lender.

You choose the path

You decide what's best for your family. We never push you into anything.

Transition & closing support

We carry it all the way through — start to finish, right by your side.

Start with a free review →
Why Home Solutions

Not another "we buy houses" sign

Most cash buyers push the one deal that pays them the most. Here's how we're different — laid out honestly, side by side.

What matters to you
Home Solutions
Typical cash buyer
Options you're shown
✓All four paths, honestly
✕One lowball cash offer
Upfront cost to you
✓$0 — always
Varies / hidden fees
Behind on payments or a notice
✓We guide the whole situation
✕Not their focus
Specialist partners
✓Vetted, best-in-industry
✕None
Pressure
✓None — you choose
High-pressure close
Who you're dealing with
✓Local NJ team, Hudson & Bergen
Often out-of-state
See what fits your situation →
Your Unfair Advantage

A whole network behind your solution

Every situation is different — so we've built proven, step-by-step processes and partnered with best-in-industry specialists to guide each homeowner to the outcome that maximizes their goals. You get the full team working for you, at no cost.

🛡️

A Process, Not Guesswork

A clear, proven path for homeowners who are behind or facing a notice — so nothing catches you off guard and every option is on the table.

🤝

Best-in-Industry Partners

When a situation calls for specialized help, we bring in vetted, top-tier partners who handle the heavy lifting on your behalf.

🏁

Guided Start to Finish

One team coordinating every step and every partner, all the way to the finish line — focused on maximizing your result.

Who We Are

Real people who actually help — even when it doesn't help us

Home Solutions Inc. is a New Jersey homeowner-relief and real estate company. We talk with people on some of the hardest days of their financial lives, and we've built our whole reputation on one thing: showing you every option honestly, so you can make the best decision — even if that means not selling to us.

Anthony ZitoFounderAnthony Zito

Leads every homeowner strategy session personally. Licensed NJ real estate professional.

MariaFounderMaria

Co-founder. Guides homeowners through every step and keeps the whole process clear, warm, and on track.

  • ✓ We lead with empathy — helping comes before any sale.
  • ✓ We present every option, not just the one that pays us.
  • ✓ We never pressure you or rush your decision.
  • ✓ We never guarantee outcomes or imply foreclosure is certain.
  • ✓ We keep everything you share completely confidential.
  • ✓ We're a real estate company — not a law firm or credit counselor — so anything legal or tax-related, we point you to the right professional.
Homeowners We've Helped

Real relief, real people

★★★★★

"They laid out every option instead of just pushing a lowball offer. I ended up keeping my home — and they still helped me for free."

RM
R. M.Bayonne, NJ
★★★★★

"I was weeks from a sheriff's sale and terrified. Anthony and Maria walked me through it with zero judgment and found me a way out fast."

JT
J. T.Paterson, NJ
★★★★★

"Sold my inherited house as-is without lifting a finger. Honest, patient, and they did exactly what they said they would."

DC
D. C.Union City, NJ
Sample reviews shown for layout — real homeowner reviews will appear here.
Common Questions

Answers for homeowners in a tough spot

No. The consultation and options review are completely free, and we never charge homeowners an upfront fee. If you choose a path where we're compensated (like a listing or short sale), we'll explain exactly how that works before you commit to anything.

Often there's still time and more than one option, but every situation is different. The sooner we talk, the more paths tend to be open. We'll give you a clear, honest read on where things stand — with no scare tactics and no guarantees either way.

Not at all. Selling is only one of the four paths. If keeping your home through reinstatement or a loan modification is what you want and it's workable, we'll help you understand that route too. Our job is to lay out your options — you choose.

That's completely fine. With a cash / as-is sale you don't fix anything, clean anything, or stage anything. We buy it in its current condition, and you walk away without lifting a finger.

Yes. What you share with us stays private. We understand these situations are sensitive, and we treat them that way.

We're a real estate company, not a law firm, tax advisor, or credit counselor, so we don't give legal, tax, or credit advice. What we do is help you understand your real estate options and point you to the right professionals when you need them.

No Pressure. Just Clarity.

Let's find your best path forward — together.

One short, confidential conversation can show you options you didn't know you had. Reach out today.

Get my free options review → 📞 (201) 803-3510
📞 Call Get My Options